The Finance Magnates staff had the enriching opportunity to attend Pay360, the flagship conference and exhibition held by The Payments Association, from March 25-26, 2025 in London. Known as the year's most extensive payments event, PAY360 attracted a comprehensive mix of professionals from across the payments value chain, including policymakers, regulators, and industry leaders from banks, big tech, and beyond.

Pay360 Overview

Pay360 proved to be a vibrant platform for networking and learning, with attendees from every sector of the payments ecosystem. The event's inclusive nature was highlighted by its open-access exhibition passes, ensuring that businesses large and small could share in the insights and innovations unveiled.

Pay360 2025

Key Themes and Discussions

The conference covered several critical areas through its sessions:

  • Regulatory Challenges and Innovations: The Panels discussed the evolving regulatory frameworks and their impact on the industry, particularly in light of new regulations aimed at preventing APP fraud.

  • Advancing Open Finance: Experts explored the current state and future potential of open banking and finance, evaluating lessons from global markets.

  • Combatting Financial Crime: Technology's role in staying ahead of criminals was a hot topic, with a focus on how emerging technologies can fortify payment systems.

  • Exploring Global Payment Innovations: The conversation extended to global interoperability and the removal of barriers in cross-border payments.

  • Strategic Use of Data: How businesses can better utilize data to drive strategic outcomes was discussed, alongside the technology supporting these initiatives.

  • Customer-Centric Innovations: Discussions on adapting payment solutions to meet evolving consumer expectations were particularly engaging.

  • The Next Generation of Payment Infrastructures: The potential of blockchain and stablecoins was a significant point of interest, as was the role of AI in transforming financial services from security enhancements to customer relationship management.

Pay360 was not just an event to discuss current trends but a place to inspire innovation and forward thinking in the payments industry. It successfully brought together a diverse group of stakeholders to discuss, debate, and collaborate on the future of payments.

Source: Finance Magnates